{"id":15783,"date":"2026-04-13T17:32:57","date_gmt":"2026-04-13T16:32:57","guid":{"rendered":"https:\/\/rede-esmar.gal\/?p=15783"},"modified":"2026-04-13T17:39:35","modified_gmt":"2026-04-13T16:39:35","slug":"ig408b-prestamos-directos-1-prestamos-para-proxectos-de-investimento-2026","status":"publish","type":"post","link":"https:\/\/rede-esmar.gal\/es\/ig408b-prestamos-directos-1-prestamos-para-proxectos-de-investimento-2026\/","title":{"rendered":"IG408B \u2013 PR\u00c9STAMOS DIRECTOS \u2013 1. Pr\u00e9stamos para proyectos de inversi\u00f3n (2026)"},"content":{"rendered":"<p>Plazo: Hasta el 1 de diciembre de 2026 <strong>as 14:00 h.<\/strong><\/p>\n\n\n\n<p>Descripci\u00f3n:<\/p>\n\n\n\n<p>Apoyar financieramente a las empresas mediante pr\u00e9stamos directos destinados a financiar proyectos de nuevas inversiones, intervenciones de ampliaci\u00f3n de la capacidad productiva y\/o avance de instalaciones existentes, con el objetivo de favorecer el desarrollo empresarial, la competitividad y el crecimiento econ\u00f3mico en Galicia en el a\u00f1o 2026.<\/p>\n\n\n\n<p>Beneficiarios:<br>Podr\u00e1n ser beneficiarios:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Empresas, incluyendo personas f\u00edsicas<\/li>\n\n\n\n<li>Agrupaciones de personas f\u00edsicas o jur\u00eddicas<\/li>\n\n\n\n<li>Agrupaciones de inter\u00e9s econ\u00f3mico<\/li>\n\n\n\n<li>Sociedades civiles y comunidades de bienes<\/li>\n<\/ul>\n\n\n\n<p>Que realicen una iniciativa empresarial en un centro de trabajo localizado en la Comunidad Aut\u00f3noma de Galicia.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Requisitos principales:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Desenvolver una iniciativa empresarial en un centro de trabajo en Galicia<\/li>\n\n\n\n<li>Cumplir con los requisitos de solvencia y capacidad financiera establecidos en las bases reguladoras<\/li>\n\n\n\n<li>Presentar un proyecto de inversi\u00f3n que cumpla con los importes m\u00ednimos exigidos seg\u00fan el tipo de actuaci\u00f3n y sector<\/li>\n\n\n\n<li>Que por lo menos el 25% del volumen de financiaci\u00f3n del proyecto est\u00e9 exento de apoyo p\u00fablico<\/li>\n\n\n\n<li>Presentar la solicitud dentro del plazo establecido<\/li>\n\n\n\n<li>Presentar la solicitud obligatoriamente por medios electr\u00f3nicos a trav\u00e9s de la aplicaci\u00f3n habilitada por el IGAPE<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Presupuesto:<\/p>\n\n\n\n<p>La convocatoria cuenta con dotaci\u00f3n presupuestaria limitada, resolvi\u00e9ndose las solicitudes por orden de cumplimiento de los requisitos hasta el agotamiento del cr\u00e9dito disponible<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Caracter\u00edsticas de la ayuda:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pr\u00e9stamos directos del IGAPE<\/li>\n\n\n\n<li>R\u00e9gimen de concurrencia no competitiva<\/li>\n\n\n\n<li>Operaci\u00f3ns que poden inclu\u00edr axuda impl\u00edcita en forma de bonificaci\u00f3n do tipo de xuro (axudas de minimis)<\/li>\n\n\n\n<li>Posibilidad de pr\u00e9stamos acogidos al programa de garant\u00edas InvestEU<\/li>\n\n\n\n<li>Financiaci\u00f3n de hasta el 75% del costo del proyecto financiable<\/li>\n\n\n\n<li>Plazo m\u00e1ximo de amortizaci\u00f3n de hasta 12 a\u00f1os, con posibilidad de carencia<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Justificaci\u00f3n y pago:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>El pr\u00e9stamo se concede para financiar las inversiones recogidas en el proyecto aprobado<\/li>\n\n\n\n<li>La persona beneficiaria deber\u00e1 cumplir con las obligaciones de justificaci\u00f3n y con las condiciones establecidas en las bases reguladoras<\/li>\n\n\n\n<li>El desembolso y las condiciones de pago se realizar\u00e1n conforme al acordado en la resoluci\u00f3n de concesi\u00f3n y en el contrato del pr\u00e9stamo<\/li>\n<\/ul>\n\n\n\n<p>Enlace:<a href=\"https:\/\/igape.gal\/es\/ayudas\/ultimas-ayudas\/axuda\/958?return=aW5kZXgucGhwP29wdGlvbj1jb21fb3J0aWdhcGUmdmlldz1heHVkYXMjdWx0aW1hcy1heHVkYXM=#sp-main-body\">\u00daltimas Ayudas<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p><span style=\"color: green;\">Plazo abierto<\/span>.<br \/>\n IG408B &#8211; PR\u00c9STAMOS DIRECTOS &#8211; 1. Pr\u00e9stamos para (&#8230;)<\/p>","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"saved_in_kubio":false,"content-type":"","osom_blocks_metabox":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-15783","post","type-post","status-publish","format-standard","hentry","category-axudas"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>IG408B - PR\u00c9STAMOS DIRECTOS - 1. 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